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kmdc.karnataka.gov.in : Arivu Educational Loan Scheme

Organisation : KMDC Karnataka Minorities Development Corporation Ltd
Facility : Arivu Educational Loan Scheme
Applicable For : Karnataka
Website : https://kmdc.karnataka.gov.in/page/2021-22+Schemes/en
Terms & Conditions
: www.statusin.in/uploads/24301-ARIVU.pdf

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What is KMDC Arivu Loan Scheme?

Arivu Scheme is implemented by KMDC Karnataka Minorities Development Corporation Ltd. Under this scheme, religious minority students who are desirous for pursuing professional courses like Medical, Engineering, Dental, Master Degree Courses, Diploma Courses, Nursing, B.Ed, BBM, BCA, D.Ed, D-pharma, Pharma-D and ITI are provided financial assistance/loan ranging from Rs.10,000/- to Rs.75,000/- per year till completion of the course.

Related / Similar Facility : KMDC Karnataka Self-Employment Scheme

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Arivu (Education Loan) Scheme For CET Student :
As per government order No.MWD/03/MDC/201, Bangalore dated 17.01.2014, the Karnataka Minorities Development Corporation Ltd., (KMDC) has entered into a Memorandum of Understanding (MOU) with Karnataka Examination Authority, Bangalore.

Accordingly, applications as per the prescribed format issued under KEA Brochure, are invited from the candidates belonging to religious minorities viz.,

Muslim, Christian, Jain, Building, Buddhist, Sikh and Parsi communities who are appearing for Common Entrance Test (CET) which will be conducted by Karnataka Examination Authority (KEA) for various Professional Courses, for sanction of education loan from the Corporation under its ‘ARIVU’ (Education Loan) Scheme as per the fee prescribed by the KEA/Government of Karnataka.

How To Renew KMDC Arivu Loan?

The Candidates who have appeared for CET and applied for loan renewal for the next academic year, under KMDC Arivu (Education Loan) Scheme, are requested to contact the concerned District Office for further details.

Instructions For KMDC Arivu Loan Application

1. Type kmdc.kar.nic.in/arivu2 to Apply Online for ARIVU Loan for the Students who have applied form CET , NEET and Other Course under ARIVU Home page. Choose from the MENU below.

Note :
i) CET,NEET Students can apply their application by clicking on “ARIVU ONLINE FRESH APPLICATION FOR CET STUDENTS”.

ii) NON-CET or Other Course Students can apply their application by clicking on “ARIVU ONLINE FRESH APPLICATION FOR OTHER STUDENTS”. Please see more instructions for filling up the form in last page of this Manual.

2. Click on “New Application”, next Click on the Board from where you have completed “10th” Standard.
3. As soon as you enter the” SSLC No.” all details that are recorders in the SSLC data base will popup, you can make modifications if required.

4. After data entry the screen will look like this
5. After completion of filling the form click on “Save”
6. Once it is saved you will get a “Registration ID”, the generated ID has to be saved by the Student for all further correspondence.

7. In case you forget your Registration ID you can get your Registered ID by clicking on “Forgot ID” option and type your SSLC no.and the Registration ID will be sent by message[SMS] to phone number that you have entered in the application.

8. After Saving, if you wish to modify the Saved data in the application, enter your Registration ID and click on ‘Get OTP’ you will be receive an OTP on your registered mobile no. Enter the OTP and click on “Proceed” to make Modifications.

9. After making modification click on “Update” button.
10. You will get a message[SMS] when data is updated in the system.

11. Once you are satisfied with the data entered and you do not required any modifications, the student/ applicant can submit the application by clicking on the “Submit” button. NOTE : Once you “Submit” you cannot modify the application.

12. You will receive a message[SMS] of successful submission of the application to the concerned District Office.
13. Take a Print-out and submit it to the concerned District Office along with the documents, which you have ticked in the applications.

14. You can check your Status.

Instructions for NON-CET Students to fill thier online form.
1. TYPE of Application – select (New Application)
2. Board of Study – Your SSLC Board ( State Board/CBSE/ICSE)

3. Basic Details :
i) File the details of your CET and NEET number (if you are from CET, if not ignore)
ii) Type your SSLC no and other details which are asked in the form.

4. Permanent Address  (Once typed its unchanged)
5. Present Address
6. Occupation of the Parents
7. College/Course Details : Your College District, College Name, Course Etc.,
8. Fee Details : Your College Tuition Fee and other fee details
9. Bank Details of Candidates / Application : Students Bank Details
10. Documents to be Submitted – All documents

Note : Please kindly save your applications and take a print, cross check with your details if its correct than submit , after Submit your are unable to do any Modification.

Some Important Information From Comments

Error / Problem:
1. I am not able to submit my application. I first clicked modify application and entered my registration ID. When I clicked proceed I received a notification showing, “a message from kmdc.kar.nic.in your application is in process”. What should I do?

2. I have added my bank account details, when I try to see print application section, I see all the information other than my bank details. Could anyone tell me, why it is hidden?

FAQ On KMDC Arivu Loan Scheme

Sure, here are some FAQ on the KMDC Arivu Loan Scheme:

What is the KMDC Arivu Loan Scheme?
The KMDC Arivu Loan Scheme is a loan scheme offered by the Karnataka Minorities Development Corporation Limited (KMDCIL) to students belonging to minority communities in Karnataka. The scheme provides financial assistance to students pursuing professional courses such as Engineering, Medical, Dental, Master’s Degree Courses, Diploma Courses, Nursing, B. Ed, D. Ed, B-Pharma, D-Pharma, etc.

Who is eligible for the KMDC Arivu Loan Scheme?
To be eligible for the KMDC Arivu Loan Scheme, you must:
** Be a citizen of India
** Belong to a minority community (Muslim, Christian, Jain, Buddhist, Sikh, and Parsi)
** Be a permanent resident of Karnataka
** Have secured admission to a professional course in a recognized institution
** Have a family income of less than Rs. 2.5 lakhs per annum

How much loan can I get under the KMDC Arivu Loan Scheme?
The amount of loan you can get under the KMDC Arivu Loan Scheme depends on the course you are pursuing and the fees of the institution. The maximum loan amount is Rs. 75,000 per year.

Additional Simplified Procedure

To renew KMDC Arivu Loan online, you can follow these steps:
1. Go to the KMDC website: https://kmdconline.karnataka.gov.in/
2. Click on the “Arivu Education Loan” link.
3. Click on the “Renew Loan” link.
4. Enter your loan number.
5. Enter your Aadhaar number.
6. Click on the “Submit” button. You will be redirected to a page where you can enter the details of your renewal.
7. Enter the amount of the loan that you want to renew.
8. Enter the date of your last payment.
9. Click on the “Submit” button. Your loan will be renewed and you will receive a confirmation email.

Here are some additional tips for renewing KMDC Arivu Loan online:
** Make sure that you have entered your loan number and Aadhaar number correctly.
** Enter the correct amount of the loan that you want to renew.
** Enter the correct date of your last payment.
** Be patient. The processing time for KMDC Arivu Loan renewals can take a few days.

Here are some of the documents that you need to renew KMDC Arivu Loan online:
** A scanned copy of your Aadhaar card.
** A scanned copy of your latest bank statement.

Once your loan is renewed, you will be able to continue using the loan amount for your educational expenses.

11 Comments
Add a Comment
  1. im sana im studying science 1 pu can i apply for load application form fill online application

  2. how to know our Application ID for applying renewal under marivu scheme

  3. Let us know that, how to edit our details after submission?

  4. I have added my bank account details, when I try to see print application section, I see all the information other than my bank details. Could anyone tell me why it is hidden?

  5. I have not received the Arivu loan till today. Let me know the current status.

  6. monica. m. budarpur

    Till today I have not recd any reply. I applied for education loan under Arivu scheme. Ian studying B.Arch. Pls inform me what shall I do? Ihave to college fees. Pls reply immediately.

  7. There is no any reply nor amount received till today. I applied for education loan under “ARIVU2” minority. My registration ID is 17CKM0100.

  8. I want to cancel my CET loan. What is the procedure? Please help.

    1. Information available from the Official Website :

      Help Line +91 08022864720

  9. I’m not able to submit my application. I first clicked modify application and entered my registration id. When I clicked proceed I received a notification showing “a message from kmdc.kar.nic.in your application is in process”. What should I do?

    1. Information available from the Official Website :

      The Candidates are requested to contact the concerned District Office for further details in respect of loan facility Under ‘Arivu’ (Education Loan) Schemes.

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