Organization : HDFC ERGO General Insurance Company Limited
Service Name : Buy/ Renew Home Insurance
Applicable State: All india
Buy Now : https://www.hdfcergo.com/OnlineProducts/HomePortal/CalculatePremium.aspx
Renew : https://www.hdfcergo.com/OnlineProducts/HomePortal/Renewal/homerenewal.aspx
Website : https://www.hdfcergo.com/index.html
Home Insurance :
** Purchasing your dream home may have been the biggest investment you ever made.
** With such an investment comes the responsibility to safeguard it from risks like – unforeseen damages, natural calamities, manmade disasters and threats like theft & burglary.
Related / Similar Facility : HDFC ERGO Two Wheeler Insurance Renewal
** The home and the contents are treasures of our memories.
** Each corner of the house and each souvenir on the shelf has a story that bring us joy and smiles.
** Buying in a home insurance policy will certainly buy you peace of mind, safety & assurance against these unforeseen events.
** With a good home insurance at hand, you will be better equipped to deal with crisis that may come your way
** Experience the convenience of buying your home insurance online, instantly and without any documentation
Reasons to buy the HDFC ERGO home insurance policy :
** Covers risk against Fire, Lightning , Explosion, Implosion, Flood, Inundation, Storm, Riot, Strike, Earthquake, Terrorism (optional), Burglary, Theft and, Larceny
** Coverage up to 5 years
** Discount up to 25% and additional 15% discount for security features.
** Provision for increase in Sum Insured at end of every year by 10%
** An unique cover for home owners with long term coverage
** No documentation, get instant online policy
HDFC ERGO Home Insurance Policy provides cover for your home and belongings,
it which includes:
** Covers for Fire & allied perils and Burglary including theft and larceny under one policy
** Covers Structure & household Contents
** Flexibility to select between two plans
** Discount for availability of security system under Burglary section
** Long Term tenure can be availed by house/ flat owners only
** Online purchase option available with no documentation
** Building – on Reinstatement Value basis which is current cost of construction * floor area
Following are the major exclusions:
** Loss and/or damage arising out of War, Invasion, Act of Foreign enemy, hostilities, etc.
** Loss or damage due to nuclear perils
** Damage to property due to Pollution and contamination
** Loss or damage due to wear and tear, gradual deterioration or slowly developing flaws.
** Consequential Loss
** Willful Misconduct or Negligence
** Loss and/or damage to jewelry, precious stones, money, bullion or documents of any kind unless specifically declared.
** Cost of land
** Co-operative societies cannot take long term policy for entire society building
** Property Under construction cannot be covered under this insurance
About Us :
HDFC ERGO General Insurance Company Ltd. is a 51:49 joint venture between HDFC Ltd., India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space.