Organisation : RBL Bank Ltd
Service Name : Apply for Digital Savings Account
Applicable For : RBL Bank Customers
Applicable States/ UTs : All India
Website: https://abacus.rblbank.com/
RBL Bank Digital Savings Account
RBL Bank’s Digital Savings Account is the fastest, convenient and secured way of account opening online.
Related : RBL Bank Rewards Programme : www.statusin.in/38253.html
Benefits
All you need is your Aadhaar No. and PAN No. to open a Savings Account or Savings + Fixed deposit account.
** Zero Balance Account
** Instant & Paperless
** Higher Interest Rates
** Unlimited ATM Transactions
** Anytime Banking
Frequently Asked Questions
1. Who can open online deposit account(s)?
Following are the eligibility criteria :
** Resident Indian and Indian National
** Holding valid Aadhaar and PAN
** Using the mobile number linked with Aadhaar number
** Residing in cities where RBL Bank has branches
** Not holding an existing Savings Account or Fixed Deposit with RBL Bank
2. What type of accounts can be opened online?
Accounts which can be opened through Abacus are Savings Account + Fixed Deposits. Set-up your account by following the simple steps and complete your application online itself
3. How does the online account opening process work?
The entire process is simple and requires your Aadhaar and PAN details to start with. An OTP will be sent to your mobile number linked with Aadhaar number for proceeding ahead with the online deposit(s) account opening
4. What if I don’t have my Aadhaar or PAN number?
Provide your details online and we will connect with you for fixing up appointment with our representative to take the request further
5. How will I get my account details?
We will be providing your account details on the screen once you submit the entire details. It will be also sent to your email id and will be part of your welcome kit.
6. How many accounts can I open with Aadhaar OTP?
You can open only 1 OTP based account with any bank in India. If you already have OTP based account with any other banks then you cannot open Abacus account with RBL Bank
7. How can I transfer amount into this account?
Fund your account immediately through payment gateway option provided on the screen once the account is opened. You can also add your RBL Bank account as a payee for doing NEFT/IMPS transfer through other bank’s digital platform. The funding needs to be done from an account where you are an account holder
8. Can I use my account immediately once it is opened?
Yes, visit our website and on-board yourself on our Internet Banking instantly using your Customer ID and PAN Number. View our new E-banking platform for the host of transactions and services you can avail of, e.g. –
Create Fixed Deposits, Recurring Deposits, Transfer funds, Bill Pay, etc. Also, download RBL Bank MoBank App on your smartphone through Google Play Store / App Store / Windows Phone Store to have the convenience of on the go access to your account.
9. How much money can I transfer into my new account?
You can credit a maximum up to Rs.100,000/- at the time of account opening or as part of initial funding for your Savings Account / Fixed Deposit booking
10. Are there any specific limitations/restrictions linked to my account opened with Aadhaar OTP?
As per guidelines, following are the key checks linked with accounts opened with Aadhaar OTP
i. Aggregate balance in your accounts (including fixed deposits) to be within Rs.100,000/-
ii. Total amount of credit in a financial year to be within Rs.200,000/-
iii. In-person verification to be completed within 1 year of account opened