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Apply for Education Loan : Kotak Mahindra Bank

Organization : Kotak Mahindra Bank Ltd
Facility : Apply for Education Loan

Home Page : https://www.kotak.com/en.html
Apply here : http://www.kotak.com/personal-banking/loans/education-loan.html#apply-online

Education Loan :
Education is the most important investment one makes in life. Therefore, Kotak Mahindra Bank brings to you Education Loans, which aims to finance meritorious students who choose to pursue a higher education (professional or technical) in India and abroad.

Features & Benefits :
** You can avail a loan of up to Rs. 10 Lacs* for education in India and Rs. 20 Lacs* for education abroad, based on your income and repayment capacity to fulfil all your financial needs
** Quick approval with a Kotak Mahindra Bank Education Loan, you are not far away from making your dreams come true
** Our minimal documentation requirements leave you relaxed

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Eligibility :
Age Eligibility :
** There is no specific restriction regarding the age of a student in order to be eligible for an education loan.
** Age of joint applicant / co-borrower / guarantor should be minimum 21 years at the time of loan origination and maximum age at the time of loan maturity can be 70 years.
** If the student was a minor while the joint applicant / co-borrower / guarantor executed the document for the loan, the bank will obtain a letter of ratification from him/ her upon attaining majority.

Student Eligibility :
** The student should be an Indian National
** The student shall have secured the admission in India or abroad through an entrance test or through merit based selection process

Eligible Courses :
India :
** Post-Graduation Courses : Masters and Ph.D. from accredited institutions.
** Professional Courses : Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management and Computer Sciences.
** Other professional courses such as CA, ICWA, CS, and CFA.
** Masters and Diploma Management Programs.
** Other courses leading to degree/diploma conducted by colleges/universities approved by UGC / Govt. / AICTE / AIBMS / ICMR, etc.
** Regular Degree/Diploma course like aeronautical, pilot training, shipping, nursing or any other discipline approved by Directory General of Civil Aviation / Shipping / Indian Nursing Council or any other regulatory body as the case may be, if the course is pursued in India.
** Any other course as shall be declared from time-to-time.

Studies abroad :
** Graduation Reputed universities.
** Post-graduation MCA, MBA, MS and other courses as shall be declared from time-to-time.
** Other courses such as CIMA – London, CPA in USA, CFA, CISA, and other approved courses as shall be declared.
** Degree/Diploma course like aeronautical, pilot training, shipping, etc. provided these are recognised by competent regulatory bodies abroad for the purpose of employment in India/abroad.

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