Organisation : HDFC Bank
Facility Name : How To Check Debit Card Balance Online?
Applicable For : HDFC Bank Account Holders
Applicable State/UT : All Over India
Website : https://www.hdfcbank.com/personal/resources/learning-centre/pay/how-to-check-debit-card-balance-online-in-five-ways
What is Debit Card?
Debit Cards are a plastic manifestation of your Bank Account. With your Debit Card, you can virtually carry your Bank Account in your pocket. They offer you greater ease, accessibility and convenience of transactions. You can use Debit Cards for a range of reasons- from paying bills in shopping malls to paying your utility bills, etc. With Debit Cards, you can directly transact without having to carry physical cash.
Related / Similar Facility : HDFC Bank Online Bill Payment
Unlike a traditional Savings Accounts, with Debit Cards, you can always check your balances online. There are many ways to check your balances online, without having to opt for offline means. With Debit Cards, you can easily check the balance of your linked account, i.e. the balance of the account which is linked to the Debit Card.
How To Check HDFC Bank Debit Card Balance Online?
You can check your HDFC Bank Debit Card or ATM Balance in these five ways:
** You can download the official application of your bank and log in with your credentials. This way, whenever you make a payment with your Debit Card, your balances will automatically be reduced.
** You can also opt for going on the official website of the bank and logging in with your credentials, e. personal confidential information supplied to you by the bank to establish your unique identity. You can also learn your balances from there.
** Another very convenient option is Mobile Notifications. This helps you keep a tab of your Debit Card balance. So, every time you transact, you will receive a notification of how much money is deducted during the transaction and what is the current balance of your account.
** You can also check your balance at the ATM, whenever you wish to withdraw money. At the ATM Machine, you can opt for checking your record of recent transactions and payments.
** Every major bank offers a customer service helpline that is available 24×7 to the customers. You can call up at the helpline and ask for your current account balances. You should make sure that you have enough balance left in the account while transacting through ATM Or Debit Cards.
FAQs On HDFC Bank
Frequently Asked Questions (FAQs) On HDFC Bank
How do I change my password?
After you have logged in, you can change your password using the “Change password” option in the top part of the screen. You have to type your current password and the new password you have chosen in their respective boxes.
When will I receive my changed ATM PIN?
You will receive your new ATM PIN by post within 10 days from when your request has been submitted.
Can I get my newly generated PIN online?
No, for security reasons we send you your ATM PIN only by post.
How can I register for Autopay?
To register for Autopay:
Step 1: Click on the “Autopay register” link on the left side margin.
Step 2: Select the Credit Card number that you want to register for the Autopay facility and your HDFC Bank account number from which you want your Credit Card payments to be made
Step 3: If you want the full amount of your statement to be paid from your bank account select the “Total amount due” link, and if you want only the minimum amount due (5% of total amount) to be paid, select “Minimum Amount Due”.
Step 4: Click on “Continue” and then on “Confirm”.
A message will be displayed on the screen confirming the successful registration of your Credit Card for Autopay. Please note that it takes 7 days to activate the Autopay facility for your Credit Card account. If your payment due date is 7 days, or less, away from the date of registration for Autopay kindly pay your monthly bill through your usual payment mode as Autopay will only be effective from the next billing cycle.
Can Chip Credit cards be used anywhere?
Yes, your HDFC Bank Chip Credit card can be used anywhere in the world wherever Visa/MasterCard are accepted.
At a chip-enabled terminal, you can insert your Chip card into a POS Terminal. If you are using your Chip card at a location that does not have a chip-enabled terminal, your card will be swiped and the transaction will be completed with your signature as in case of a regular card transaction.