Organization : Employment Bank
Service Name : Unorganised Sector Workers’ Health Security Scheme Benefits
Applicable States/UT: West Bengal
Website : http://www.employmentbankwb.gov.in/health_security.php
Health Security Scheme Benefits :
The benefits will be provided in the following manner:
(a) Clinical tests – Full
(b) Cost of medicines – Full
Related / Similar Facility : West Bengal Swarna Jayanti Shahari Rozgar Yojana
(c) Cost of hospitalization Rs. 1000/- for the first five days and additional amount of Rs. 100/-per day for the remaining days of hospitalization.
The cost of medicines and clinical tests shall be admissible if the medicines or the clinical tests were necessary for the purposes of the ailment and were not available in the Government hospitals free of cost.
Claim from a beneficiary may be accepted for more than once in a year, but total assistance available to a beneficiary under the scheme shall be limited to Rs. 5000/- (Rupees five thousand) only per annum.
State Assisted Scheme of Provident Fund for Unorganised Workers (SASPFUW): Benefits of the Scheme:
On attainment of the age of 60 years or in the event of the account becoming inoperative due to death, the total cumulative amount along with interest will be refunded to the workers or to his/her nominees or legal heirs.
If a worker is enrolled at the age of 18 and continues as a subscriber up to 60 years of age, he has to pay Rs.10,080/- and may get return of Rs.1,52,428/- if the rate of interest is 8% per annum.
Loans & withdrawal:
A subscriber will be allowed one withdrawal of Rs. 1000/- provided he/she has made 48 months contributions and he/she has Rs. 2500/- in his/her credit.
Lock-in-Period :
If a subscriber-worker does not want to continue as a subscriber under the Scheme, he/she may be given final payment of the total balance lying at his/her credit after expiry of the lock-in-period of three years from the date of his enrolment, with the approval of the concerned Advisory Committee on receipt of an application in Form-IX from him/her
Revival of an Account:
The account of a subscriber will be automatically closed if he does not make any contribution continuously for three financial years provided that such account shall be revived by the Regional Labour Welfare Commissioner (RLWC) i.e. ALC w.e,f. current financial year on an application made by the subscriber stating reasons for such non- payment and found to be sufficient by such RLWC. No arrear contribution shall , however, be allowed.
State Assisted Scheme of Provident Fund for Unorganised Workers (SASPFUW): Benefits of the Scheme:
Construction of houses :
In addition to housing and other benefits extended through the Welfare and Cess Commissioner, Government of India, the State government provides grants to a Beedi worker @ Rs 10,000/- for construction of a house besides Central grant @ Rs 40,000/- per worker.
Electrification :
Rs 2,500/- is granted to a Beedi worker for domestic electrification.
Infrastructure Development :
For a cluster of houses/ accommodations built through cooperative housing, each unit (i.e. per worker) would be provided additional grant of Rs 10,000/- for building infrastructure like road, street lights, sanitation, planting of trees and other amenities.