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Bank of Baroda Update Aadhaar : bankofbaroda.co.in

Organisation : Bank of Baroda
Facility : Update Aadhaar
Applicable For : Bank of Baroda Account Holders
Website : https://www.bankofbaroda.co.in/
Update Here : https://www.bankofbaroda.in/personal-banking/other-services/aadhar-seva-kendra

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Update Aadhaar :

Please enter the below details to update Aadhaat to your Account,
1. Enter Account Number
2. Enter Mobile Number

Related : Bank of Baroda Check Loan Application Status Online : www.statusin.in/5838.html

3. Click on the Generate OTP button

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BHIM Aadhaar Baroda Pay :
** BHIM Aadhaar Baroda Pay is a digital payment acceptance solution from Bank of Baroda.
** It is a merchant mobile application using an Android smartphone and biometric device

** Meant for merchants to receive digital payments from customers over the counter through Aadhaar authentication

** Customer performs transaction by providing his Aadhaar number and biometric.
** The transaction will be interoperable in nature allowing any bank customer to transact on BHIM Aadhaar Baroda Pay.

** The merchant funds will be credited real time to the merchant account linked at the time of registration after successful completion of the transaction.

** The per transaction limit is Rs. 2000/-
** BHIM Aadhaar Baroda Pay is different from BHIM(NPCI UPI’s Product).

Requirements for the merchant to start using BHIM Aadhaar Baroda Pay :
** Aadhaar seeded account with Bank of Baroda.
** STQC Certified Biometric Reader with Micro USB / USB C-Type connector.

** Android smartphone with Android version 4.2 or higher with internet connectivity and OTG support for connecting biometric device.
** Phone should be able to power the biometric reader.

Steps to follow before going Live :
** URL for downloading Aadhaar Pay goo.gl/joAQMW External website that opens in a new window

** Merchant should fill the Application form and sign the Merchant Agreement
** On boarding registration process and Agreement will be carried through Regions/Zones

Process Flow of BHIM Aadhaar Baroda Pay :
Merchant Login :
** Install Aadhar Payment Application in the smart phone.
** The icon will appear on phone screen after successful installation. Click on the Application Icon to launch the application.

** Enter Aadhar Number of the Merchant and click on “Proceed”
** Application will redirect to fingerprint capturing page. Capture Fingerprints of the Merchant for UID based authentication.

Merchant Pay Transactions :
Step 1 : Click on Aadhar Pay option.
Step 2 : Select the bank of the customer and enter aadhar number of customer along with transaction amount. Click on “Aadhar Pay” to proceed with the transaction.

Step 3
: Click on “Yes” to confirm
Step 4 : Application will redirect to fingerprint capturing page. Capture Fingerprints of the customer for UID based authentication and click on “Proceed”.

Step 5
: Below Receipt will be generated on phone screen after successful transaction.
Step 6 : Successful payment message displayed on mobile screen of the Merchant with reference number.
Step 7 : Click on “OK” to continue

Reports :
Step 1 : Click on Reports icon to view the details of transactions done by the merchant on particular day.
Step 2 : Report will be generated in the below format.

Cost of Biometric device provided to merchants are recovered as per nature of Institutions provides as follow :
Select Institution :
** These institute are selected by the Government.
** Compulsory using digital payments as mode of accepting payment from the customer like AIIMS, PDS.
** In such cases bank need to absorb the device cost instead of recovering from the institute.

State Government Subsidies :
** State government is facilitating the supply by offering devices at subsidized rates.
** In such cases difference between the cost of the device and subsidy obtained will be absorbed by the Bank.

Corporate Institutions :
** Bank will collect cost of devices upfront from such Institutions.

Merchants in Tier 5 and Tier 6 cities :
** NABARD provides subsidy for device provided to merchant who belongs to Tier 5 and Tier 6 cities.
** In such cases difference between the cost of the device and subsidiary obtained from the NABARD is absorbed by the bank.

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