Kotak Mahindra Bank Scan & Pay Service

Organisation : Kotak Mahindra Bank
Service Name : Scan & Pay Service
Applicable States/ UTs : All India
Home Page : https://www.kotak.com/en.html

Kotak Scan & Pay Service

Introducing Scan & Pay – a new fascinating and faster way to make your card purchases through your Kotak Mobile Banking app at online / shopping outlets.

Related : Kotak Mahindra Bank KayPay Service : www.statusin.in/23185.html

You can also make your bill payment through Scan & Pay functionality. Just look for the Bharat QR / mVISA logo and initiate payment through your Kotak Mobile Banking app.

How it Works

Step 1 : Look for the Bharat QR / mVISA logo.
Step 2 : Log into Kotak Mobile Banking app through your 6 digit mPIN
Step 3 : Click on the Scan & Pay icon to initiate payment
Step 4 : Scan the QR code
Step 5 : Select your card and enter the amount
Step 6 : Confirm the payment
Step 7 : Save your invoice on your mobile device

Merchant List

Following are the merchants that are currently supporting Scan & Pay transactions
** IRCTC
** TATASKY
** MTNL
** DOMINOS
** PIZZA HUT
** RELIANCE ENERGY
** IDEA CELLULAR
** ACT BROADBAND
** BESCOM & many more.

This is not an exhaustive list, but a list of key merchants that accept Scan & Pay transactions.

Frequently Asked Questions

1. How do I identify the correct mVISA/ Bharat QR Code to initiate the transaction?
Spot the mVISA / Bharat QR logo along with the QR Code.

2. Do I need to enter the ATM PIN to carry out a Scan & Pay transaction?
No, ATM PIN is not required to complete the Scan & Pay transaction. But, you will be asked to enter the MPIN in order to login to Kotak Mobile Banking app as per the existing process.

3. Do I need to register separately to do Scan & Pay transaction?
No, you don’t need to register separately for carrying out the Scan & Pay transaction.

4. Do I need to update my mobile app to carry out the Scan & Pay transaction?
Yes, Scan & Pay feature is available on the latest android & iOS versions.

5. Is there any transaction limit on Kotak Scan & Pay transaction?
The maximum limit per transaction is Rs. 50,000. The Scan & Pay daily transaction limit will be as per the existing card limit.

6. Is Scan & Pay transaction an alternative to conventional swipe/dip transaction at merchant outlets?
Yes, instead of swiping/ inserting the card at the merchant terminal or entering one time password at online store, now you can log into your Kotak Mobile Banking app through your 6 digit mPIN and click on the Scan & Pay tab to initiate the transaction.

7. Is Scan & Pay transaction safe?
Yes, it is as safe as any of the existing card payment mechanism.

8. Will I be provided an option to select between Kotak Credit Card and Kotak Debit Card at the time of payment?
Yes, you will be provided with a choice to select between a Kotak Credit Card and Kotak Debit Card each time you initiate Scan & Pay transaction.