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SBI Card Balance Transfer On EMI Easy Monthly Installment :

Organisation : SBI Card
Service Name : Balance Transfer On EMI Easy Monthly Installment
Website :

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SBI Card Balance Transfer On EMI

Balance Transfer on EMI (BT on EMI) facility on SBI Card enables the cardholders to transfer balances from any other credit card to their SBI Card at low rates of interest and pay back in EMIs.

Related / Similar Facility : Apply For SBI Flexipay

Transfer your other bank credit card balances to your SBI Card and pay back in EMIs.

How To Avail Balance Transfer On EMI?

Avail Balance Transfer on EMI in 3 simple ways

1. Login to your SBI Card Online account
2. SMS BTEMI on 56767
3. Call 39 02 02 02/ 1860 180 1290

Website/ Online

** Log in to your SBI Card online account
** Click on the ‘Benefits’ link on left hand navigation and select ‘Balance Transfer on EMI’
** Enter details & confirm to book BT on EMI instantly

Mobile App/ SMS

** Download Mobile App
** Log in with the website log in Username & Password
** Click on ‘Benefits’ option in the main menu and select Balance Transfer
** Enter the required details and confirm to book BT in 3 simple steps

SMS BTEMI on 56767

Call/ Helpline

Call up our SBI Card helpline at 1860 180 1290 / 39 02 02 02 (prefix local STD code)

Available Plans

Currently there are two plans available for BT on EMI:
** Interest at the rate of 0.75% per month for 3 months
** Interest at the rate of 1.27% per month for 6 months

Terms & Conditions

** By availing this Offer and benefits accruing thereto, the Cardholder explicitly agrees to be bound by all the terms and conditions herein.
** The Offer shall be communicated through the appropriate medium as decided by SBICPSL at its sole option and discretion.
** The Balance Transfer amount requested by the primary SBI Cardholder would be processed by SBICPSL subject to a minimum Balance Transfer amount of Rs. 5,000 and a maximum amount of 75% of the available credit limit as assigned to the primary SBI Credit Card Account of the SBI Cardholder.
** This facility can be availed by SBI Cardholders for different tenures and at different interest rates as specified above, after payment of charges e.g. processing fee etc. as may be set forth by SBICPSL from time to time.
** By opting for a BT on EMI of a particular tenure through appropriate medium, a Cardholder expressly consents to meet all his obligations hereto.
** It is clarified that for and up to 50 days interest free period will continue to be valid on any retail purchases for those SBI Cardholders who may have opted for BT on EMI in their account.
** The BT on EMI facility is not applicable and specifically excludes all add on SBI Cardholders and this facility and all benefits accruing thereof is made open to only the Primary SBI Cardholders as detailed above.
** Accordingly, no request from any Add on SBI Cardholders shall be entertained by SBICPSL in this regard.
** No BT on EMI request from a SBI Card account will be accepted or processed by SBICPSL, if there is an overdue status or when the credit limit on the credit card account has been exceeded.
** Transfer from this Offer to any other offer will not be entertained. SBICPSL reserves sole and absolute right to refuse any BT on EMI requests at its sole discretion.
** All Balance Transfer cheques will be payable at par at all branch locations of State Bank of India in India.
** BT on EMI booked for Third Party will not be accepted and the liability for the same will lie solely with the primary cardholder.
** At any given point in time, BT on EMI booking on an account cannot exceed 75% of the available Credit Limit.
** SBI Cardholders are not bound in any way to participate in this offer. Any participation is totally voluntary and the offer is being made on a best effort basis.
** SBICPSL reserves the right to modify and/or change all or any of the terms and conditions applicable to the offer any time after giving due notice to the SBI Cardholder, without affecting the BT on EMI bookings already done.

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