Buy Janata Personal Accident Policy : National Insurance Company Ltd
Organization :National Insurance Company Ltd
Facility : Buy Janata Personal Accident Policy
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Home Page :https://nationalinsurance.nic.co.in/
Buy here :http://niconline.in/niclive/jpa/indjpa.do?USERTYPE=CUSTOMER&Reg=N&ENTERPRISE=TRUE
Janata Personal Accident
** JPA policy covers any person irrespective of sex, occupation and profession in the age group of 10 to 70 years for death and permanent total disablement and permanent partial disablement.
** The policy is available for minimum sum insured of Rs.25.000/- per person per annum and the maximum sum insured is to be limited to Rs.1,00,000/- per person per annum.
Key Benefits :
This insurance will pay to the Insured (or in case of death, to the nominee) the amount shown against the table of benefits, if the Insured shall sustain any bodily injury resulting solely and directly from accident caused by outward violent and visible means and such bodily injury within the twelve calendar months of its occurrence be the sole and direct cause of :
Salient Features :
Any adult residing in India can take the policy covering himself / herself and dependent family members between the ages of 5 and 70yrs
The various coverage are explained as below :
Accidental Death :
It provides for payment of compensation on the insured person’s death caused by bodily injury arising out of accidental, violent, external and visible means and resulting in death within 12 (twelve) calendar months of occurrence of the accidental injury.
Permanent Total Disablement :
It provides for payment of compensation for bodily injury caused by accidental, violent, external and visible means resulting in Permanent Total Disablement resulting from an accident.
Permanent Partial Disablement :
It provides for payment of compensation for bodily injury caused by accidental, violent, external and visible means resulting in Permanent Partial Disablement within 12 (twelve) calendar months of occurrence of such injury.
Not Covered :
** Intentional self injury, suicide or attempted suicide
** Under influence of intoxicating liquor or drugs
** Racing on wheel, Hunting Big game shooting, Mountaineering, engaged in winter sports, skiing & Ice Hockey.
** Insanity.
** Breach of law with criminal intent.