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J&K Bank Mobile Banking Online Registration :

Organisation : J&K Bank
Facility Name : Mobile Banking Online Registration
Applicable For : J&K Bank Customers
Website :

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J&K Bank Mobile Banking Online Registration

J&K Bank Mobile Banking Registration Process


The facility shall be available to prepaid as well as post-paid mobile subscribers subject to condition that SMS service should be active on the number. The facility shall be available through GPRS / Wi-Fi (Internet).

Mobile Phone Compatibility

Mobile banking application is compatible on Android and IOS phones with Internet facility.

Services Offered

** Online registration using Debit card
** Fund transfer within Bank to other Accounts
** Mobile to Mobile Funds Transfer
** Interbank Fund Transfer using NEFT and RTGS.
** Funds Transfer using IMPS
** Balance Inquiry
** Mini Statement
** Cheque Status
** Cheque Stop
** Debit Card Hotlist
** Credit Card Enquiry/ Bill payment/Statement
** Block Credit Card
** Term Deposit Opening/ Closing
** JKPDD Bill Payment
** Donations
** Personalized Dashboard
** Upload Profile Picture
** Upload Wallpaper
** Reset MPIN online using Debit Card
** Reset Application Password online
** Branch Locator Service
** ATM Locator Service
** Products and Offers

How to Register?

Process flow for registering New Mobile Banking Application using Debit Card
** Customer can download J&K Bank Mobile Banking App from their respective App Store and install the same on his / her mobile handset.

** After opening the App customer would be asked to enter his/her
i. Debit Card Number
ii. Debit Card Expiry Date
ii. Debit Card 4 digits PIN

** This information will be validated by the bank. If successful, an OTP will be send to customer on same mobile number through which he is registering, provided the mobile number is the same as the number registered with the bank

** Subsequently, the Customer will be prompted to enter his OTP. Once the OTP is validated, the customer will be registered successfully for J&K Bank mobile banking and default MPIN will be sent to the mobile number via SMS

** In case the mobile number being used for registration is different from the one registered with the bank, then the customer’s request for registration will be declined.

** The app has no user id. It works on two pins: LOGIN Password and MPIN which are both 4 digits.
** LOGIN Password is set by customer himself to a 4 digit number

** The default 4 digit MPIN received via SMS needs to be changed mandatorily to complete the registration.
** All the accounts of the customer shall be available for transactions.

Terms & Conditions

** MPIN shall mean the Personal Identification Number (password) for the Mobile Banking.
** Mobile Banking shall mean Mobile Banking Service offered by the Bank and includes the service over the application.

** The daily upper ceiling under the Facility, per Customer shall be Rs.2,00,000/- for aggregate of fund transfer (customer interlinked a/c transfers included), bill payment and merchant payment within an overall calendar month limit of Rs.15,00,000.00.

Support Services

For any issues, please contact Helpdesk on 18001800234 or mail your queries on mbank [AT]

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