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Assam Abhinandan Education Loan Subsidy Scheme

Organisation : Government of Assam
Scheme Name : Abhinandan Education Loan Subsidy Scheme
Applicable For : Students
Applicable State/UT : Assam
Website :

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What is Abhinandan Education Loan Subsidy Scheme?

The objective of this scheme is to provide a loan subsidy of up to Rs 50,000 on education loans to students pursuing higher education from good institutions. The Abhinandan Education Loan Subsidy Scheme has been started with the Housing Scheme. Under this scheme, the Government of Assam will provide a one-time subsidy on loans to all students pursuing higher education on education loans. Under the Abhinandan Scheme all major banks, all commercial banks such as Federal Bank and HDFC are included.

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Benefits of Abhinandan Education Loan Subsidy Scheme

** A subsidy of Rs 50,000 will be provided to students by the Government of Assam on education loans up to Rs 1 lakh.
** In this scheme, all the applicant students can apply for the subsidy by paying 25% of their loans.
** Under this scheme, the subsidy can be obtained only on loans taken from commercial banks like Federal Bank and HDFC and regional rural banks like Assam Rural Regional Bank.
** In this scheme, all students have to get financial help by encouraging students on education loans.

Eligibility of Abhinandan Education Loan Subsidy Scheme

** It is mandatory for the student to be a permanent resident of the state of Assam.
** The student must have taken a loan from a commercial or rural bank, otherwise, he cannot avail of the benefit of the scheme.
** The bank has been recognized by the Reserve Bank of India.
** The benefit of this scheme can be availed only as a subsidy on education loans.
** It is mandatory for the student’s parents to have an education loan of more than Rs 1 lakh.

How To Apply For Abhinandan Education Loan Subsidy Scheme?

In this scheme, the state government will provide subsidy to the family of those students who has taken an education loan of more than Rs 1 lakh. Students getting an education on an education loan can subscribe to this scheme online or offline

** Visit the official website.
** With the respect to the “Abhinandhan Education Loan Subsidy”, click on apply option.
** The Assam Abhinandhan Scheme Online Application Form will appear.
** Now provide the required details.
** Upload the required documents and submit

Documents Required For Abhinandan Education Loan Subsidy Scheme

List of the required document
** Student’s Aadhaar Card
** Parent Identification Documents
** Bank loan documents
** Residence certificate

Additional Simplified Procedure

Assam Abhinandan Education Loan Subsidy Scheme aimed to provide financial assistance to students pursuing higher education by subsidizing the interest on education loans. However, the specific application process may have changed since then.

To apply for the Assam Abhinandan Education Loan Subsidy Scheme, you should follow these general steps:
Check Eligibility:
Ensure you meet the eligibility criteria for the scheme. Eligibility criteria may include residency requirements, income limits, educational qualifications, and others.

Gather Required Documents:
Collect all necessary documents such as proof of identity, residence, income certificate, educational certificates, loan documents, etc.

Visit Official Website:
Go to the official website of the Assam government or the concerned department handling the scheme. Look for the section related to the Abhinandan Education Loan Subsidy Scheme.

Read Guidelines:
Carefully read the guidelines, instructions, and eligibility criteria provided on the website.

Download Application Form:
Download the application form for the scheme from the official website. Make sure to fill it out accurately and completely.

Attach Documents:
Attach all the required documents along with the filled application form. Ensure that you have all the necessary documents as mentioned in the application form.

Submit Application:
Submit the completed application form along with the required documents to the designated office or authority as specified in the guidelines.

Follow Up:
After submitting the application, follow up with the concerned authorities to track the status of your application. They may require additional information or documentation, so be prepared to provide any further details if necessary.

Await Approval:
Once your application is submitted, it will be reviewed by the authorities. If you meet all the eligibility criteria and provide the required documentation, your application will be processed, and you will be notified of the outcome.

Avail Benefits:
If your application is approved, you will start receiving the benefits of the Assam Abhinandan Education Loan Subsidy Scheme as per the terms and conditions of the scheme.

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